Our goal is to provide a unified voice for the health care financing industry, to expand access to high quality, cost effective health care to all Americans, and to ensure Americans’ financial security through robust insurance markets, product flexibility and innovation, and an abundance of consumer choice.

This contains provisions giving certain former employees, spouse, former spouses, retirees and dependent children the right to temporary continuation of health coverage at group rates. COBRA establishes specific criteria for plan coverage, qualified beneficiaries and qualifying events. Please see Frequently Asked Questions at www.dol.gov.pwba.

Our goal is to provide excellence in patient care, veterans' benefits and customer satisfaction. We have reformed our department internally and are striving for high quality, prompt and seamless service to veterans. Our department's employees continue to offer their dedication and commitment to help veterans get the services they have earned. Our nation's veterans deserve no less.

This entitles eligible employees to take up to 12 weeks of unpaid, job-protected leave in a 12 month period for specified family and medical reasons. For more information on this Federal Law visit the Department of Labor website at www.dol.gov.

If you become disabled and cannot afford health insurance, you may be eligible for Medicaid, which is a state administered health insurance program for those people who cannot afford to pay for some or all of their medical bills. To find contact information about Medicaid in your state, contact your local Department of Social Services or visit http://www.cms.hhs.gov/medicaid/statemap.asp and select your state.

The Life and Health Insurance Foundation for Education (LIFE) is a non-profit organization dedicated to addressing the public's growing need for information and education about life, health, disability and long-term care insurance. LIFE also seeks to remind people of the important role agents perform in helping families, businesses, and individuals find the insurance products that best fit their needs.

Should you become disabled, you should file for disability benefits right away. You may call or visit your local Social Security office which can be found under federal government listings in your local phone book, toll free by calling 1-800-772-1213 or by visiting Social Security Online at www.ssa.gov.