A national 501 (c)(3) non-profit charity that provides direct services to patients with chronic, life threatening and debilitating diseases to help access care and treatment recommended by their doctor.
This article discusses that in most situations, using your insurance coverage is in your best interest because it ensures you are receiving the maximum benefits that you are entitled to, and utilizes what you are paying for with your premiums, however, there may be situations you would want to pay out-of-pocket for services.
This article informs you that health insurance can save you a lot of money when it comes to medical costs, but what do you do when it's just not enough? Here are some tips to help you maximize your coverage:
This article discusses that medications can be a large financial barrier for patients, especially if dealing with a chronic or life-threatening condition. To protect yourself, when prescribed a medication, compare the medication to your insurance plan’s drug formulary to ensure the medication is on the approved covered list, and that you are aware of the out-of-pocket costs that need to be paid in order to receive the prescription.
This article informs you that as a good consumer, it is important to become familiar with the cost-sharing and out-of-pocket amounts agreed upon in your plan language for each type of medical services, including routine care, specialty care, emergency care, and prescription drugs.
This article discusses that medical bills and out-of-pocket costs can add up quickly. If you have an outstanding bill, take time to speak with the billing representative or financial counselor from each provider’s office. These people are a great source of information about eligibility for affordable payment plans, prompt-pay discounts, or other financial assistance given by that provider.
This article describes that Patient Advocate Foundation (PAF) has worked tirelessly to help patients’ with chronic, debilitating or life-threatening illness access quality healthcare nationwide. Here’s all you need to know about PAF’s complimentary patient services and how they may be able to help you.
This article explains when we think of life insurance death benefits, we typically think of them as money left to your loved ones after you pass. Occasionally, if we’re experiencing a shortage of funds, we might consider accelerating our death benefits to help pay for bills. Before considering this option, it is important to learn your policy to avoid any unforeseen costs and know whether your health condition makes you a candidate.