Category Archives: Common Barriers – Affordability

Starting The Conversation On Costs With Your Doctor

This article explains how sometimes even with insurance, the costs associated with healthcare can be more than you expect or budget for.

Medication Patient Assistance Programs

Sticker shock is never a fun feeling - especially where your prescriptions are concerned. This article discusses programs you may be eligible for that can help with your medication costs.

Insurance Challenges with Medication

This article discusses common insurance challenges that may happen when you're trying to access your medications.

Why Would I Want to Self-Pay for Care?

This article discusses that in most situations, using your insurance coverage is in your best interest because it ensures you are receiving the maximum benefits that you are entitled to, and utilizes what you are paying for with your premiums, however, there may be situations you would want to pay out-of-pocket for services.

Uninsured and Facing an Emergency? Know Your Rights!

This article states that just because you don’t have health insurance does not mean you’re without protection. Know your rights.

Six of the Best Health Insurance Money Saving Tips

This article informs you that health insurance can save you a lot of money when it comes to medical costs, but what do you do when it's just not enough? Here are some tips to help you maximize your coverage:

Medication-Related Barriers

This article discusses that medications can be a large financial barrier for patients, especially if dealing with a chronic or life-threatening condition. To protect yourself, when prescribed a medication, compare the medication to your insurance plan’s drug formulary to ensure the medication is on the approved covered list, and that you are aware of the out-of-pocket costs that need to be paid in order to receive the prescription.

Being Prepared for Costs

This article informs you that as a good consumer, it is important to become familiar with the cost-sharing and out-of-pocket amounts agreed upon in your plan language for each type of medical services, including routine care, specialty care, emergency care, and prescription drugs.

Addressing Financial Challenges

This article discusses that medical bills and out-of-pocket costs can add up quickly. If you have an outstanding bill, take time to speak with the billing representative or financial counselor from each provider’s office. These people are a great source of information about eligibility for affordable payment plans, prompt-pay discounts, or other financial assistance given by that provider.

Six Ways Patient Advocate Foundation Can Help You

This article describes that Patient Advocate Foundation (PAF) has worked tirelessly to help patients’ with chronic, debilitating or life-threatening illness access quality healthcare nationwide. Here’s all you need to know about PAF’s complimentary patient services and how they may be able to help you.