Patient Advocate Foundation (PAF) programs and services are fully operational. As the coronavirus spreads across the country, PAF wants to make sure you have answers and resources to support you during this uncertain and stressful time. For resource, FAQ’s and educational webinars addressing the coronavirus pandemic, please visit our COVID Care Resource Center

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Category Archives: Medication Benefits & Drug Formulary

Insurance Challenges with Medication

This article discusses common insurance challenges that may happen when you're trying to access your medications.

Understanding Drug Tiers

In this article you will learn that one of the biggest healthcare barriers patients hit can be navigating the details of their prescription drug coverage options. If you know that you’ll need prescription drug coverage, it is important to research and choose a plan that covers your medication. Under a healthcare plan, the list of covered prescription drugs is called a formulary. The formulary is usually divided into tiers or levels of coverage based on the type or usage of the medication. Each tier will have a defined out-of-pocket cost that the patient must pay before receiving the drug. During…

The Importance of Your Medical Deductible

This article explains that there are several factors you need to be aware of when choosing a health insurance plan. Let’s say that the same drug costs $100 on Plan A and $103.50 on Plan B. Plan A is obviously the best choice, right? Not necessarily.

Formulary FAQs

This article explains that knowing which medications are covered by your health insurance, as well as how they are covered, will go a long way in helping you maximize your benefits and save you money.