Patient Advocate Foundation (PAF) programs and services are fully operational. As the coronavirus spreads across the country, PAF wants to make sure you have answers and resources to support you during this uncertain and stressful time. For resource, FAQ’s and educational webinars addressing the coronavirus pandemic, please visit our COVID Care Resource Center
   

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Category Archives: Maintaining Employment & Job Benefits

Working While Being a Caregiver

This article discusses that you may find yourself in a position where you unable to work due to either your or a family members illness. There are some steps you can take and protections already in place designed to help you maintain employment and ultimately, your health insurance benefits.

ADA Protections for Patients

This article informs you that The Americans with Disabilities Act (ADA) is a federal law that requires employers with 15 or more employees to make reasonable accommodations allowing qualified employees with disabilities to function properly on the job.

Short Term Disability and Its Benefits

This article informs that Short Term disability (STD) pays between 40 to 70% of your base salary, for non-work related illness or injury that prevents you from working for a set-period of time. Work related injuries are covered by workers compensation.

Long Term Disability and Its Benefits

This article informs that Long Term Disability (LTD) can be used following Short Term Disability (STD) plans or alone. Long Term Disability coverage provides wage replacement that is between 50-70% percent of your earnings before a non-work related injury impacted your ability to work.