Category Archives: Maintaining Employment & Job Benefits

Working While Being a Caregiver

This article discusses that you may find yourself in a position where you unable to work due to either your or a family members illness. There are some steps you can take and protections already in place designed to help you maintain employment and ultimately, your health insurance benefits.

Benefits Under COBRA

This article informs you that The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives employees at companies with 20 or more employees, the right to choose to continue receiving group health benefits after leaving employment.

ADA Protections for Patients

This article informs you that The Americans with Disabilities Act (ADA) is a federal law that requires employers with 15 or more employees to make reasonable accommodations allowing qualified employees with disabilities to function properly on the job.

Short Term Disability and Its Benefits

This article informs that Short Term disability (STD) pays between 40 to 70% of your base salary, for non-work related illness or injury that prevents you from working for a set-period of time. Work related injuries are covered by workers compensation.

Long Term Disability and Its Benefits

This article informs that Long Term Disability (LTD) can be used following Short Term Disability (STD) plans or alone. Long Term Disability coverage provides wage replacement that is between 50-70% percent of your earnings before a non-work related injury impacted your ability to work.

Medical Leave from Work When Sick

In this article, you will learn that you may find yourself in a position where you unable to work due to your illness, but there are some steps you can take and protections already in place designed to help you maintain employment and your employer-based health insurance benefits.

How the ADA Law Protects Patients at Work

This article describes the Americans with Disabilities Act (ADA) requires employers with 15 or more employees to make reasonable accommodations that allow workers with disabilities to function properly on the job. Under the ADA, a disability is defined as “a physical or mental impairment that substantially limits one or more major life activity.”