Patient Advocate Foundation and its divisions will be closed for Presidents' Day holiday on Monday February 18, 2019.
Offices will reopen on Tuesday, February 19, 2019.
   

Category Archives: Preserving Income & Federal Benefits

Comparison of Federal vs. State vs. Private Disability Benefits

This article discusses the many different programs that can work as financial safety nets if your diagnosis makes it difficult to maintain employment.

Qualifying for Medicare When Receiving Disability Benefits

This article explains that Medicare coverage kicks in for most SSDI recipients two years after the first month they are eligible for their monthly disability benefits.

About Disability

This article provides you with the information that in order to be eligible for SSDI you must have worked 5 of the last 10 years if you are over age 31, and had a payroll FICA tax deduction where 6% of the tax goes towards Social Security programs.

About Social Security Income (SSI)

This article discusses that Social Security Income (SSI) is a needs-based program that gives a cash benefit to people who have been determined to be disabled, coupled with limited income and resources. It provides cash to help meet basic needs for food, clothing and shelter.

Compassionate Allowances for Expedited Disability Review

In this article, you will learn that beginning in 2012, the Social Security Administration developed the compassionate allowance program in an effort to expedite the disability review process for applicants whose medical condition were so serious it met the disability standards.

Pathways to Medicare and Medicaid

This article discusses that Medicare is a national health insurance program for people age 65 or older who are citizens or permanent residents of the United States. Congress expanded eligibility to provide Medicare coverage to individuals diagnosed with certain conditions.

Alternatives to COBRA

In this article you will learn that both the Affordable Care Act and the Health Insurance Portability and Accountability Act (HIPAA) contain provisions that may qualify you for a special enrollment period which lasts for up to 30 days after the loss of job-based coverage. These exceptions allow you the opportunity to explore other health insurance coverage options.

COBRA and its Role in Keeping You Insured

This article discusses the Consolidated Omnibus Budget Reconciliation Act (COBRA) requires companies with 20 or more employees to continue offering group health benefits after employment has formally ended.

How the ADA Law Protects Patients at Work

This article describes the Americans with Disabilities Act (ADA) requires employers with 15 or more employees to make reasonable accommodations that allow workers with disabilities to function properly on the job. Under the ADA, a disability is defined as “a physical or mental impairment that substantially limits one or more major life activity.”

Who is Eligible for Social Security Disability?

This article discusses what the Social Security Administration uses as medical disability criteria AND what non-medical criteria to make their decision on whether you qualify for Social Security disability.