Patient Advocate Foundation and its divisions will be closed for the Memorial Day holiday on Monday May 27, 2019.
Offices will reopen on Tuesday, May 28, 2019.
   

Category Archives: Laws & Protections

Healthcare Reform

This article will teach you that healthcare reform is the term used when discussing major health policy creation or changes that ultimately affect a patient’s experience within the medical arena.

Working While Being a Caregiver

This article discusses that you may find yourself in a position where you unable to work due to either your or a family members illness. There are some steps you can take and protections already in place designed to help you maintain employment and ultimately, your health insurance benefits.

The HIPAA Law and What it Means to You

This article informs you that The Health Insurance Portability and Accountability Act (HIPAA) contains provisions protecting your health information, as well as who has access to your records. If you can look at medical information and can’t tell who the person is, then it is considered “protected health information”.

Benefits Under COBRA

This article informs you that The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives employees at companies with 20 or more employees, the right to choose to continue receiving group health benefits after leaving employment.

ADA Protections for Patients

This article informs you that The Americans with Disabilities Act (ADA) is a federal law that requires employers with 15 or more employees to make reasonable accommodations allowing qualified employees with disabilities to function properly on the job.

Laws That Help You Maintain Insurance – ERISA

In this article you will learn that your particular situation is defined by whether you have an individual or group plan, the state in which you live, and federal law. However, there are federal and state protections that allow you to maintain your access to health insurance.

Medical-Related Job Discrimination

This article informs that if you think you have been discriminated against at work because of a your illness or a disability, consider filing a Charge of Discrimination with the Equal Employment Opportunity Commission (EEOC).

Medical Leave from Work When Sick

In this article, you will learn that you may find yourself in a position where you unable to work due to your illness, but there are some steps you can take and protections already in place designed to help you maintain employment and your employer-based health insurance benefits.

Alternatives to COBRA

In this article you will learn that both the Affordable Care Act and the Health Insurance Portability and Accountability Act (HIPAA) contain provisions that may qualify you for a special enrollment period which lasts for up to 30 days after the loss of job-based coverage. These exceptions allow you the opportunity to explore other health insurance coverage options.

COBRA and its Role in Keeping You Insured

This article discusses the Consolidated Omnibus Budget Reconciliation Act (COBRA) requires companies with 20 or more employees to continue offering group health benefits after employment has formally ended.