Patient Advocate Foundation (PAF) programs and services are fully operational. As the coronavirus spreads across the country, PAF wants to make sure you have answers and resources to support you during this uncertain and stressful time. For resource, FAQ’s and educational webinars addressing the coronavirus pandemic, please visit our COVID Care Resource Center

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Category Archives: Choosing a Health Plan

Choosing Wisely During Medicare Open Enrollment

Offers some useful tips to remember when the Medicare Open Enrollment Period comes around and it's time to select a new insurance plan.

Health Plan Cancellations and What To Do Next

This article explains that health insurance companies can't cancel your plan without providing you a clearly outlined and justified reason.

Catastrophic Health Insurance Plans

This article explains that catastrophic plans offer protection from worst case scenarios like a serious accident or illness. They tend to have lower monthly premiums but they only cover your costs after you’ve used a lot of care, making them a poor option for someone who sees the doctor or a specialist slightly more than average. This plan also requires you to pay your medical costs up front before hitting your deductible.