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A national 501 (c)(3) non-profit charity that provides direct services to patients with chronic, life threatening and debilitating diseases to help access care and treatment recommended by their doctor.
This article explains that catastrophic plans offer protection from worst case scenarios like a serious accident or illness. They tend to have lower monthly premiums but they only cover your costs after you’ve used a lot of care, making them a poor option for someone who sees the doctor or a specialist slightly more than average. This plan also requires you to pay your medical costs up front before hitting your deductible.