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Category Archives: Understanding Health Insurance

Identifying the Right Policy Among a Sea of Options

Choosing insurance coverage is a big decision that can impact your family’s health and financial situation for the year. Before selecting a health plan for your family, it’s critical you know and can anticipate your family’s healthcare needs. Knowing things like your family history, potential risk factors, and preferred doctors are all important factors that […]

Making Sense of the Different Types of Plan Structures

This article discusses five types of insurance plans to help you better understand them. Knowing how each is structured will help you choose the right plan for you or your family.

Understanding Drug Tiers

In this article you will learn that one of the biggest healthcare barriers patients hit can be navigating the details of their prescription drug coverage options. If you know that you’ll need prescription drug coverage, it is important to research and choose a plan that covers your medication. Under a healthcare plan, the list of covered prescription drugs is called a formulary. The formulary is usually divided into tiers or levels of coverage based on the type or usage of the medication. Each tier will have a defined out-of-pocket cost that the patient must pay before receiving the drug. During…

Health Insurance Glossary

This article provides a list of health terms that are important to know as you navigate the healthcare insurance industry, you may run into terms that are confusing but important to know.

What Your EOB Contains & Why You Should Keep Them

This article explains what's on your EOB and the reason it's important to keep them for potential future disputes you may have with your insurance company.

EOB vs Medical Bill, What’s the Difference?

This article describes the differences between the EOB from your insurance company and the medical bill from a medical facility.

EOB Vocabulary

This article provides important EOB vocabulary to help you better understand what your EOB means.

Differences in Insurance Plans Can Impact Your Health Care Concerns

This article discusses what to look at in an insurance plan as the difference can financially and medically impact your health care needs.

Uninsured and Facing an Emergency? Know Your Rights!

This article states that just because you don’t have health insurance does not mean you’re without protection. Know your rights.

What is insurance? Why do I need it?

In this article you will learn that we all eventually get sick and need to receive some form of medical care. Whether it is in connection with an accident, a chronic illness, or extreme case of the flu, during our lives we will need to be seen by a medical professional. But medical treatment is expensive, especially if you have to pay for your medical care entirely on your own.