Preparing for Costs

As a good consumer, it is important to become familiar with the cost-sharing and out-of-pocket amounts described in your plan language for each type of medical services including routine care, specialty care, emergency care and prescription drugs. This means you need to review the policy language or your plan summary description to know how much you can expect to pay for your care.

Ideally, consumers should plan an annual budget or savings account that allows payments up to the annual deductible and out-of-pocket maximum associated with your plan. Even when this is not possible, staying aware of your financial responsibility is important so that you can be proactive in seeking out help.

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