Understanding Health Insurance
The world of health insurance is complex. The regulations and processes surrounding our health insurance system change frequently as well, making it extra challenging for even the most savvy consumer to keep up. However, since health insurance and the medical community is a system that at some point in our lives, we all will be forced to engage with, its in our best interest to learn as much as we can to ensure we have a smooth experience.
PAF took a survey of our patients and other healthcare consumers around the country recently, and results showed that having a basic grasp of the terminology used in insurance greatly impacted a patients' reported satisfaction with the experience. Since that survey, PAF has placed greater emphasis on creating educational materials that help everyone understand the nuts and bolts of health insurance. Our goal is to help you be better prepared when walking into your doctor's office, know what to ask for when calling the help phone for your insurance company or knowing what your premiums are actually paying for each month.
Even if you are not facing a chronic, life-threatening or debilitating disease at the moment, you will benefit from understanding how health insurance is designed and how it works as a partner to lower how much you pay for care and treatment. If you are already an experienced patient and well-versed in what to do, we believe you will still benefit from a closer look into the inner-workings of health insurance.