Patient Advocate Foundation (PAF) programs and services are fully operational. As the coronavirus spreads across the country, PAF wants to make sure you have answers and resources to support you during this uncertain and stressful time. For resource, FAQ’s and educational webinars addressing the coronavirus pandemic, please visit our COVID Care Resource Center✕
A national 501 (c)(3) non-profit charity that provides direct services to patients with chronic, life threatening and debilitating diseases to help access care and treatment recommended by their doctor.
Some health insurance plans which were in place before the Affordable Care Act was signed into law in 2010 still exist today in the same format are referred to as grandfathered plans.
Grandfathered plans are exempt from some of the new regulations.
For example, grandfathered and large employer plans are not required to offer all of the 10 essential health benefits with no cost share. For a full list of what grandfathered plans are exempt from, visit https://www.healthcare.gov/health-care-law-protections/grandfathered-plans/
It is possible for you to enter a grandfathered plan as a new enrollee if the plan was originally established prior to 2010, so be sure to ask your employer or plan sponsor if this is the case.