“Every day that I wake up is possible because of your program. Without you I could NEVER afford the medication I need. A simple “thank you” does not come close to expressing my gratitude.”

"Not only did we face life threatening situations, but we were faced with tens of thousands in medical bills after our insurance company denied all claims from two separate hospital visits as due to pre-existing conditions. PAF patiently and thoroughly explained the appeals process, and then coached us through negotiation of bills from the hospital and more than a dozen other providers. They even contacted my provider to advocate on our behalf, adding credibility and professionalism to our ultimately successful negotiations. As a result we saw our total costs for all related bills reduced to about a third of the original amount."

"We are extremely grateful for the assistance the PAF provided. It was very difficult to find anyone who could assist us- there is no State Ombudsman,and the State Insurance Commission, Medicaid, and other groups were unwilling or unable to advise us. We finally found the PAF through AARP, and we've already recommended it to others."