在醫療保健計劃, 涵蓋處方藥名單被稱為處方. 根據藥物的種類或使用的處方通常分為層或覆蓋的水平. 每一層都會有一個定義出來的自付費用，患者必須接受藥物之前支付. 在你的研究, 你要確保 如果你正在服用藥物沒有提供一個通用版本, you choose a plan that covers brand-name prescriptions to help cover part of the cost. You’ll also want to be on the look-out for plans that require a co-pay percentage on high-level expensive drugs because these costs are often unaffordable and could leave the beneficiary with an outrageous out-of-pocket responsibility.