A national 501 (c)(3) non-profit charity that provides direct services to patients with chronic, life threatening and debilitating diseases to help access care and treatment recommended by their doctor.
This article describes that sometimes it's not much fun trying to get answers out of your insurance company. Typically, each time you call, you speak with a different customer service representative and you may get different answers to a question you have. This inconsistency is really frustrating and upsetting, but here are some tips that might help you communicate with your insurer. But remember when speaking with them:
This article discusses that there are many life events that cause people to switch their healthcare coverage. No matter the reason, it’s always a good idea to pay close attention to the details of a new plan when changing your insurance policy. It is especially critical if you’ve been diagnosed with a serious illness, as the cost implications can be staggering.
In this article you will learn that one of the biggest healthcare barriers patients hit can be navigating the details of their prescription drug coverage options. If you know that you’ll need prescription drug coverage, it is important to research and choose a plan that covers your medication. Under a healthcare plan, the list of covered prescription drugs is called a formulary. The formulary is usually divided into tiers or levels of coverage based on the type or usage of the medication. Each tier will have a defined out-of-pocket cost that the patient must pay before receiving the drug. During…
Choosing insurance coverage is a big decision that can impact your family’s health and financial situation for the year. Before selecting a health plan for your family, it’s critical you know and can anticipate your family’s healthcare needs. Knowing things like your family history, potential risk factors, and preferred doctors are all important factors that […]
This article discusses the importance of keeping your Explanation of Benefits, known as EOB, in an organized system, usually by date of service, to reference as you progress through the insurance and payment portions following your care and medical treatment.