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Negotiating Medical Costs

Learn cost-saving suggestions and techniques to stretch your dollar when managing medical costs.

Managing Your Pharmacy Locations

Tips to stay organized when managing medications from multiple pharmacies.

How to Read Your Medication Formulary

Insurance plans that offer prescription coverage will contain a medication formulary, which is the list of medications covered by your plan.  The formulary also provides the maximum dosage and quantity limits for each medication as well as the additional steps that may be required to access certain medications.

Filing a Formulary Exception

Insured patients who are facing uncovered medication needs may have an option to ask their insurance company to cover it through a formulary exception request.

Family Medical Leave

The Family Medical Leave Act (FMLA) provides certain workplace protections to qualified employees to help preserve income when out of work.  Learn more about this federal law, if it applies to you and other common questions patients often have.

Exploring Drug Tiers and Exceptions

Drug tiers are the way health plans communicate to patients how much a specific prescription drug will cost.

Why Your Drug Formulary is Important

Learn what to consider and look for in drug formularies when enrolling in a health insurance plan.

Paying Attention to Medical Documents Can Save You Money

If you’ve been making frequent trips to your doctor's office or the hospital, chances are you’ve seen a recent onslaught of medical invoices and Explanation of Benefits (EOBs) begin to flood your mailbox. Although it may seem overwhelming, it’s important that you open, read, understand and store you medical bills in an easy-to-access place. If you start off organized, it’s easier to reference medical papers should there be any discrepancies.

Finding and Selecting Insurance

PAF is Awarded Ninth Consecutive 4-Star Rating from Charity Navigator

Exceptional designation sets patient-focused nonprofit apart from its peers.  Patient Advocate Foundation, a national nonprofit committed to helping patients diagnosed with chronic and life-threatening diseases overcome healthcare access obstacles, has received Charity Navigator’s esteemed 4-star rating. This marks the eighth consecutive year that PAF has been awarded this highest possible rating, a level of consistency achieved by only 2% of all charities evaluated. Charity Navigator is the largest national nonprofit evaluator in the US. Their ratings of thousands of charities across the country are meant to show donors how efficiently a charity will use their support, how well a charity has…