About Social Security Income (SSI)

Social Security Income (SSI) is a needs-based program that gives a cash benefit to people who have been determined to be disabled, coupled with limited income and resources. It provides cash to help meet basic needs for food, clothing and shelter.

The federal Social Security programs – SSI and Social Security Disability Insurance are not exclusive. If you get SSDI and are receiving less than the income guidelines you may also qualify for SSI. In addition, if you qualify for SSI, you may also be eligible for the state insurance program Medicaid.

When you are approved for SSI due to disability, you will undergo periodic medical reviews to demonstrate the ongoing need for assistance, with the frequency depending on your diagnosis.

There are special rules to help you work. The amount of SSI you receive may decrease depending on the amount of wages you are able to earn, but you may be able to maintain your Medicaid coverage.

It’s important to know that unlike SSDI, there is no retroactive payment for SSI. Since your benefits move forward from the month you are approved, it’s important not to delay your application.

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