Healthy Living & Prevention

Looking back, many of us would admit that we perhaps did not spend enough time choosing our health insurance plan. Whether we were just too busy at the time, were confused about the options, or just did not realize the importance of the decision, not making an educated decision on your insurance plan can cost you a lot of money during the year.
PAF has engaged with thousands of patients who are suffering the impact of a health insurance plan that does not meet their care needs. Whether you have experienced this yourself, or you are able to heed the advice of others, PAF is committed to providing educational materials to help you better understand your insurance choices and make the best decision you can. Our materials provide guidance on the vocabulary and terminology used during enrollment and throughout the plan year, help you estimate your year's costs and identify vulnerabilities in the plan that may create barriers in the future.

PUBLICATIONS TO HELP YOU CHOOSE A PLAN

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A User’s Guide to the Health Insurance Marketplace

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Maintaining Eligibility for Insurance

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Mark Your Calendar: Open Enrollment is Coming

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Choose Wisely: Tips for Medicare Open Enrollment

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Health Insurance for Young Adults

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Think Twice Before Buying a Short-Term Health Plan

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Clear View to Medicare

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Finding a Health Plan With More Coverage

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Identifying the Right Policy from Various Plan Options

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Finding and Selecting Insurance

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HELPFUL ARTICLES

What is Open Enrollment?

In this article you will learn that open enrollment is when consumers can sign up or make changes to their coverage each year. Once this period ends, you have to…
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Out-of-Network Costs and How to Handle Them

This article explains that as health insurance plans change and options vary, the same holds true for providers and health care facilities. Although there may be more treatment alternatives for…
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What Do I Do if I Can’t Get Answers From my Insurance Company?

This article describes that sometimes it's not much fun trying to get answers out of your insurance company. Typically, each time you call, you speak with a different customer service…
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Understanding Your Explanation of Benefits (EOB)

This article discusses that every time you receive care from a provider or file a claim for services received, your insurer will send you an “Explanation of Benefits.” This form…
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Catastrophic Health Insurance Plans

This article explains that catastrophic plans offer protection from worst case scenarios like a serious accident or illness. They tend to have lower monthly premiums but they only cover your…
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Explaining Your Explanation of Benefits

This article discusses that although most people have heard of an Explanation of Benefits, commonly referred to as an EOB, they may be unsure of what it means. After you’ve…
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What Does an EOB Statement Look Like?

This article explains that EOB formatting will vary from insurance company; however all EOBs should contain the following information. Each section of this sample EOB corresponds to the following explanations.…
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Health Plan Cancellations and What To Do Next

This article explains that health insurance companies can't cancel your plan without providing you a clearly outlined and justified reason.
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Preventive Healthcare

In this article you will learn that preventive healthcare services are now covered under the Affordable Care Act. Offering free annual preventive healthcare visits for patients will hypothetically lower healthcare…
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Understanding Drug Tiers

In this article you will learn that one of the biggest healthcare barriers patients hit can be navigating the details of their prescription drug coverage options. If you know that…
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EXPERT WEBCASTS

How to Search & Locate a Trial and Enroll

This session helps you understand different ways to identify matching trials for your diagnosis, locate an open trial location and the steps to take when…

Understanding the Process When Enrolling in a Clinical Trial

This session explores the paperwork and process when enrolling in a study, eligibility criteria, patient protections, and patient rights related to joining a trial, and…

What to Know When Considering a Clinical Trial

The webcast focuses on how trials can be part of your treatment plan, including timelines, safety of clinical trials and possible roadblocks to participation. We…

How Could I Benefit From a Clinical Trial? What’s in it for me?

Upon diagnosis of a life-threatening, chronic, or debilitating disease, many patients may want to know more about clinical trials, how a trial may fit into…

Your Options for Second Opinons

Explore the benefits and options of seeking coverage for second opinions and subsequent treatment.

Preventive Benefits: What You Should Be Doing & Dealing with Results

This session helps make sense of the varying guidelines surrounding recommended preventive care, discuss what you should be doing to protect your health and what…

Genomic vs. Genetic Testing: What It Means to Your Healthcare Options

Learn the differences between these terms, which options are appropriate testing in your situation, and awareness of how test results can open personalized medicine and…

Insurance Denials: How to Construct A Successful Appeal Submission

Discover your next steps after you’ve been denied treatment coverage, from formatting your appeals letter to what to expect during the appeal process.
Ruth, Missouri
"I was so anxious over losing my insurance and my case manager stayed with me through the ups and downs and made sure I was settled with solutions and a good plan."   - Ruth, Missouri
Valentina, Arizona
"My case manager was a blessing. He was able to speak with Medicare on our behalf and get my father enrolled in Medicare 3 months early. Now my dad can finally go to the best cancer facilities in Arizona!"
Alta H., New Mexico
"This was the best thing that has happened to me. I was ready to quit my treatments as my bills were piling up higher and I didn’t know what to do! The program lets you go ahead and get treatment when you need it."
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